Everything you need to get the most out of StatementLock — from your first upload to rule-based categorization you control, the AI financial report, privacy, and troubleshooting. Prefer to explore hands-on? Try the live demo.
Set up StatementLock: choose a local folder, drop your bank and credit-card PDF statements, and review income, expenses, and spending. Requires Chrome or a Chromium-based browser.
How StatementLock categorizes: built-in merchant patterns and your own keyword rules assign every category locally on your device — the AI extracts transactions but does not assign categories.
Use the StatementLock Rule Builder: click word chips to require or exclude terms and scope a rule to one account for precise, inspectable categorization.
Handle one-off exceptions in StatementLock — like a single electronics purchase at a grocery store — by editing the description or using the date chip to build a more specific rule.
Create and manage your own spending categories in StatementLock to match how your household thinks about money, alongside the built-in categories.
StatementLock rule syntax: AND (+), NOT (−), how hyphens are handled, and how rule priority picks the most specific match.
What the StatementLock AI report covers: income and spending analysis, a subscription audit, fraud and anomaly flags for you to review, and trackable action items.
Open the original statement PDF behind any transaction in StatementLock — from your own local folder, at the page where the charge appears — to verify amounts and context.
How StatementLock protects your privacy: statements are parsed in your browser and kept in your local folder; only de-identified transaction text is sent to the AI.
Get more from StatementLock: bulk-drop PDFs, trim dates, sort and edit rules inline, rename transactions, and back up your rules and settings.
Troubleshoot StatementLock: the Chrome requirement, fixing a wrong category, missing transactions, truncated reports, and refreshing the Overview chart.
Delete a single account's data in StatementLock — removing the app's cached transactions and saved PDFs while keeping your original files, categories, and rules.
Inside the StatementLock local data folder: statements, cache, config, and reports — all stored on your own device.