📁 Local Folder Structure

All your data is stored locally in the folder you selected. Here's what's inside:

StatementLock_Data/
├── statements/ — This app's own copy of each PDF you dropped
│   ├── AMEX 01-13-2026.pdf
│   ├── Schwab 01-2026.pdf
│   └── ...
│
├── cache/ — One file per statement: transactions, your category choices, any totals you entered, and its verification result
│   ├── 2026-01-3311-analysis.json — Amex Jan: transactions, categories, page numbers
│   ├── 2026-01-4422-analysis.json — Schwab Jan
│   └── ...
│
├── config/ — Your settings and rules
│   ├── category-rules.json — All keyword rules (PANERA → Dining, etc.)
│   ├── preferences.json — Custom categories, trim date
│   ├── action-items.json — Report action items with status and notes
│   ├── report-history.json — Index of generated reports
│   ├── accounts.json — Your accounts and their types
│   ├── account-nicknames.json — Names you gave your accounts
│   └── profile.json — Your household profile, used to personalize reports
│
└── reports/ — AI-generated reports (HTML)
├── Report Jan-Apr 2026.html
├── Report Jan-Apr 2026 (1).html — auto-incremented
└── ...

Nothing about your statements is stored anywhere else on your computer — no hidden files, no system directories, no cloud sync. Each statement you add is also sent to our AI provider to be read, which keeps it for 30 days — see the Privacy & Security guide. Delete the folder and the app's copies on this device go with it. Your account and billing records live on our servers and are not in this folder; see Privacy & Security for what those are and how to have them deleted. Use the 📦 Export Backup button in the Files tab to save your rules and settings first.

To reprocess a statement: Click the × on its card in the Files tab, then drop the PDF again. (That removes only this app's two copies — the cached analysis and the app's PDF — never the file you dropped in.)

To start fresh: Delete the entire folder and select a new one.

Ready to try it? Explore the live demo — no signup, no upload — or start a free trial from the home page.

More guides

🚀 Getting Started ✅ How Verification Works 🎯 What Each Figure Counts 🔖 Where Each Figure Came From 🏷️ Categorizing Transactions 🔧 How Rule Builder Works ⚡ Handling Exceptions ➕ Custom Categories 🔧 Rule Syntax 📊 AI Financial Report 📄 Viewing Original PDFs 🔒 Privacy & Security 💡 Tips & Tricks ❓ Troubleshooting 🗂️ Files & Cleanup 🗑️ Deleting an Account